Personal Loans

Personal loans are a cheaper option, due to the lower interest rates, than credit cards. Whatever the need, holiday, renovations or buying a car, we at Golden Touch have the right product for you.

There are basically two types of personal loans

Secured Personal Loan: This loan is granted with the borrower putting up some form of collateral. If the loan is for shares, a new car or a new boat then it will be used as collateral. A Parent or friend can act as guarantor on the loan application.

Unsecured Personal Loan: This type of loan requires no guarantees and no security on the borrower’s part. However, the borrower will have to meet all the criteria and have a sound financial history.

Speak to a Golden Touch Consultant today to discuss, repayment options, interest rates, loan term etc.

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