Commercial Loans

Whether you are a first time commercial property investor, buying a retail shop or a professional developer/ investors undertaking large residential developments, we have the loans to finance your investment.

These are used for the purchase of commercial properties or some other income producing purpose like expansions, leasing or construction.

For example if you wish to buy or build:

• Retail Shops
• Factories
• Offices
• Car yards
• Farms used for income producing purposes
• Child care centers
• Shopping centers
• Construction of more than 4 properties on the one site
• Some serviced apartments

Interest Rates

Interest rates will dependent on the type of security offered, location of the property, size of the property and purpose.

Deposit

The loan amount can be secured by the actual property itself or by a residential security or a combination of both. The amount that can be borrowed will depend on the property’s use and security offered.

Commercial Property as security – Typically, higher the amount borrowed against the property’s value the higher the interest rate.

Residential property as security – Using a residential property to secure a commercial property offers less risk to the lender and in turn they offer a lower interest rates.

How can we help?

We at Golden Touch can offer loan products that give you the flexibility and choice whether you wish to invest in a commercial property or construct a business premise. 

• We will negotiate a loan with better interest rate and fees that suits your requirements.
• We can arrange second mortgage funds and can advance up to 85% of the end value of a development or 85% of the value of your commercial property.
• We can arrange a credit impaired commercial loans for those with poor credit history and or defaults
• We can arrange a Lo Doc or No Doc (self certified ) commercial loans up to 75% of the property’s value

Enquire now…